Humbly spoiled? Is there such a thing?

For the few that follow my blog. I apologize that it's been so long since my last post. If you know me personally, this should be no surprise that I get enthusiastic about something, then let it fall by the wayside.
An issue I've been dealing with recently is how do I follow what I see as God's calling when the bill collectors are "calling" more and more?
I AM a therapist! I've known this for a long time. That doesn't mean that I've always had the confidence in myself to know that was a possibility. But, at one point in our lives my husband believed in me, believed so much that this was my calling that he encouraged me to quit my full-time job (which at the time contributed the majority of our income) to pursue this career. I have since become complacent, expecting and trusting in God to open the doors of opportunity. This post is not about false hope in God, but I have realized that I have not been following one of my favorite parables......two farmers pray for rain, one farmer only prays and sits back to wait, "trusting God", the other farmer trusts God, but also prepares his crops for the rain. Of course the farmer who trusts, but also works to prepare his field is the one rewarded, because of course, what good does it do for us to pray for rain if we've planted no seeds?
So here's my issue, I've whatI thought was "planted the seed" by getting the education and degree", needed to do what I feel is God's calling, yet, no rain!, no crops!, no bountiful harvest!
No, I have not lost faith in God, because what I have realized is that although I've "plowed my field" I haven't "planted the seeds". I've been trying to follow "God's plan" in my own stubborn way. This has caused door upon door to be slammed shut in my face. This has caused my husband some extreme and unneccesary stress. I've caused myself stress in the way thet I've ignored bill collectors (namely student loans), oh how we all wish they'd all just disappear! Am i right or am I right?! LOL.
Anyway, somebody said something today in a slighlty unrelated conversation....."blah, blah, blah, going nowhere fast". I internalized this comment! If I continue in this path, both I and my family are "going nowhere fast!" So I've plowed the field but I haven't planted the seeds. I've already very recently been working on planting the seeds, but the give and take here is that, in my unemployment/semi-employment I have been blessed with the opportunity to be there for my children, anytime they have needed me for anything. You must understand that family is very important to me. I have greatly apreciated the fact that I've been able to be there for my children for everything. But I feel now that the need to relieve my husbands stress and to be able to provide for my children financially has become more of an immediate need. So when answering God's call do we concede to the fact that maybe His plan takes years and intermittent steps? I think we must! If God truly, easily opened doors through no effort on our part, then none of us would need a high school/college degree! Why should I expect that just because I have the education that automatically God will open doors and provide for me through no effort on my part?
Therefore, I am applying for a job at the one place that I've said I will never apply for, never work for, etc...If I can truly say that through my life the one thing I've been working on is to stop being so stubborn then maybe by applying for this job, God WILL shop me where I am supposed to be and what I am supposed to be doing. Compared to some of the things that God has called others to do, ie Abraham, Moses, etc....is this job really the worst "sacrifice" I can make? If taking this job can put a stress free, happy smile on my husband's face, if this job can allow me to say "yes" without hesitation to my children's need for a new pair of jeans, then yes I think I can stop being so stubborn, listen to God, and go where He wants me to go!